Effective date: January 1, 2024 | Last updated: September 2026
Agreement to terms
By accessing or using patrialendingusa.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use our website or services.
About Patria Lending
Patria Lending LLC is a tribal lending entity wholly owned and operated by the Otoe-Missouria Tribe of Indians, a federally recognized sovereign nation.
Loan terms
Specific loan terms including APR, payment schedule, fees, and total cost are in your individual loan agreement — a separate legal document from these website terms.
Eligibility
You must be at least 18 years old, a resident of a state where Patria Lending operates, and meet our underwriting criteria. Not all applicants will be approved.
Intellectual property
All content on this website — text, design, logos, graphics, and software — is the property of Patria Lending LLC and protected by intellectual property laws.
Contact
Questions about these terms? Contact Patria Lending LLC at (800) 640-2093 or CustomerCare@patrialendingusa.com.